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: Dun & Bradstreet Comprehensive Report®
Dun & Bradstreet
Comprehensive Report®
 View the PDF version of this document
Learn about all six D&B Pre-formatted reports.
What it contains
The D&B Comprehensive Report (CR) is an informative, in-depth evaluation of a company's financial stability. This report combines D&B's proprietary statistical scoring with business, payment and financial information all in one report. It's designed to provide customers with as complete an assessment as possible of both the current profile and future outlook for an account.
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Applications
The Comprehensive Report is designed especially for customers who value predictive scores as an effective measure of risk. It's particularly helpful when assessing new business opportunities and existing accounts where the large dollar size of the transaction, and/or long term nature of the account relationship pose a significant risk to a company. This easy-to-read report provides data helpful in predicting a company's potential financial stress.
The Comprehensive Report contains key information about a company, to help your organization:
- Identify companies that have slow payment experience or a company that may be undergoing financial stress.
- Use Business Ratios to help make sure a company has enough assets to pay you.
- Compare a company to others in the same industry locally or nationally.
- Look into the business background of a company's owners.
- Look at how many times a company has moved and where - and even how well it functioned under natural disasters or fires.
- Review public records in D&B's information base to see if any suits have been brought against a potential client.
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Key Features
The Comprehensive Report is the only D&B product to showcase both of D&B's predictive data elements, namely, credit score and financial stress, along with a rich mix of financial, payment and summarized business information. A comprehensive picture of a company's financial position, the D&B Comprehensive Report contains:
- Executive Summary for convenient review of key report findings
- D&B Score Ratings and Financial Stress Classifications with demographic comparisons
- Summary of Payment Habits by Dollar Amounts Due
- D&B Paydex trends for your customers and their industry on a month-by-month basis
- Financial Summary with a comparison to key financial ratios for the company's industry.
- Predictive scores, based on statistically-driven models, indicating the likelihood of severely delinquent payment and business insolvency
- Comparisons of company performance with industry norms for standard financial ratios, timeliness of payments, credit risk and business failure
- Summarized information on current and historical payment trends, financial performance
- Public filings summary and listing of suits, liens, judgments and UCC's
- Company history, operations and identification data
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Answer Even More Questions
Who is the company?
Business Background & Operations: Check on basic company data, including name, parent company, location, type of business, years in business, size, and President/CEO, Directors and Officers.
The Executive Summary provides for convenient review of key report findings.
Will I get Paid?
Financial Stress Score: Based on statistical modeling of characteristics found in companies that suffered financial hardship, as well as those that continued to operate normally, the Financial Stress Score assesses the likelihood a company will suffer financial hardship (discontinue operations or file bankruptcy) during the next 18 months using a 1-5 classification where a high score suggests a high probability of business discontinuance, resulting in a loss to creditors.
When will I get paid?
PAYDEX Score: Based on all trade in D&B's file, this unique, dollar-weighted indicator helps you determine how quickly a firm is likely to pay you. It is calculated based on up to 875 payment experiences reported to D&B by various vendors.
Commercial Credit Score: Based on statistical modeling of characteristics found in companies that pay their bills promptly versus those that pay their bills slowly, the Commerical Credit Score assesses the probability of severe slow pay (90+ days) during the next 12 months using a 1-5 classification where a low score indicates the probability of prompt payment; high score indicates probability of slow pay
How often does this company pay within terms?
Percentage of payments within terms: Determine the frequency of payment within terms using this convenient feature.
Is this company paying better or worse than in the past?
Payment trends: Determine a company's payment performance as compared to the industry average. It indicates firm's payment habits over the past 24 months, as reported to D&B.
Does this business pay certain industries better than others?
Payment analysis by industry: Payments by suppliers' line of business provide insight into how you might be paid.
How can I check on legal activities?
Public filings summary: Find out immediately about important legal activities in D&B's files, such as bankruptcy filings, and number of suits, liens, and judgments that may impact a firm's ability to pay.
Why has a traditionally prompt customer suddenly stopped paying on time?
Special events section: Alerts you to any occurrences that may impact a firm's ability to pay promptly, such as bankruptcies, changes in ownership, acquisitions, or natural disasters.
How can I check on banking relationships?
Banking section: Informs you about a company's accounts, loans, and when available, a bank evaluation that depicts a company's overall banking relationships as reported to D&B.
How much credit do suppliers usually extend to this firm?
Credit Capacity Summary: See at a glance the number of credit experiences by dollar amount, as well as percent paid within terms.
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Sample Comprehensive Report (CR)
The sample report below represents the type of information available to you. Not all Comprehensive Reports will contain all of these sections or all of this information.
Do not confuse with other Gorman Companies, this is a fictitious company used by D&B for demonstration purposes.
View Sample Report
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To Order Special Reports
REPORT S1/CR/1-2 OR REPORT DN=XX-XXX-XXX/CR
(Where the 'X' series represents the DUN's number)
For More Information
Contact D&B Customer Support Center at 1-800-234-3867 for further information or for help in your search strategies. Or call Dialog Customer Support at 1-800-334-2564 or in the U.K. call +44-61-455-5119.
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